Thanks for sharing your choices! I've heard _great_ things about Copilot, but I use Android and Windows enough that Copilot's (current) Apple-exclusivity is a non-starter.
As for Qube, I'm conflicted. I don't think cost is the issue; Tiller and Monarch cost about the same. And I like the notifications that it optionally sends to your fami…
Thanks for sharing your choices! I've heard _great_ things about Copilot, but I use Android and Windows enough that Copilot's (current) Apple-exclusivity is a non-starter.
As for Qube, I'm conflicted. I don't think cost is the issue; Tiller and Monarch cost about the same. And I like the notifications that it optionally sends to your family. But it looks like Qube uses the cash envelope budgeting model, which I've seen a few people struggle with: they hit the limit, they feel like a failure, so they stop budgeting.
Thanks for sharing your choices! I've heard _great_ things about Copilot, but I use Android and Windows enough that Copilot's (current) Apple-exclusivity is a non-starter.
As for Qube, I'm conflicted. I don't think cost is the issue; Tiller and Monarch cost about the same. And I like the notifications that it optionally sends to your family. But it looks like Qube uses the cash envelope budgeting model, which I've seen a few people struggle with: they hit the limit, they feel like a failure, so they stop budgeting.